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LOOKING FOR AFFORDABLE MEDICARE INSURANCE?

 

OUR EXPERTS CAN HELP YOU FIND THE
MEDICARE PLAN THAT MEETS YOUR NEEDS

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  • COINSURANCE

    Coinsurance is usually stated as a percentage, such as 20% of eligible expenses for outpatient surgery. This means the insurance plan would pay 80% of covered charges and you would pay coinsurance of 20%.

  • COPAYMENT

    An amount you pay at the time you receive a covered service, such as a doctor’s office visit. This is usually a fixed dollar amount.

  • DEDUCTIBLE

    An amount you must pay for covered services within a given year before the insurance company or Medicare begins to pay. For instance, if you have a $500 deductible, you must pay for the first $500 in covered medical expenses before your health plan pays.

  • FORMULARY

    A list of covered prescription drugs along with their formulas, uses, dosages and methods of preparation.

  • OUT-OF-POCKET MAXIMUM

    The most you’ll have to pay for covered services within a certain amount of time (usually one year).

  • PREMIUM

    The fixed amount you pay monthly for coverage. Depending on your health or prescription drug coverage, you may pay your premium to Medicare or a private insurance company.

  • PRIMARY CARE PHYSICIAN (PCP)

    This is the doctor you see first for most health issues. Your PCP may coordinate your care with specialists and other health care providers to ensure you get the care you need to manage your health.

KEEP IN MIND

COST

Cost goes beyond what premium you pay each month for your plan. Consider what you will pay out of your own pocket, including deductibles, copayments and coinsurance when you need care.

 

BENEFITS

Does the coverage offer extra benefits beyond Original Medicare, including benefits for vision, dental or hearing care?

 

CHOICE OF DOCTORS

Is it important for you to be able to see the doctors you want to see? Are you comfortable with having a primary care physician (PCP) coordinate your health care?

 

TRAVEL

Do you spend time in another state? If so, do you need a plan with a larger network that will cover you while you are away?

 HI, ARE YOU LOOKING TO ENROLL IN A MEDICARE PLAN?

Part A - Hospital Insurance (Original Medicare)

 

Covers inpatient care in hospitals, inpatient care in skilled nursing facilities, inpatient rehabilitation, hospice care and some home health care.

 

As soon as they become eligible for Medicare.

 

We can help you determine when you are eligible.

In most cases, if a person is already getting benefits from either Social Security or the Railroad Retirement Board (RRB), they are automatically enrolled in Part A. Usually there is no monthly premium.

 

If a person is not getting benefits from Social Security, they can enroll in Part A online at Medicare.gov or by visiting the local Social Security office.

Part B - Medical Insurance (Original Medicare)

 

Covers doctors’ visits, outpatient medical care, durable medical equipment (including diabetic supplies), preventive care services (such as screenings, checkup and flu shots), ambulance services and mental health services.

As soon as they become eligible for Medicare. If working beyond 65 with employer-sponsored insurance coverage, they may want to wait until they lose that coverage or retire because Part B has a monthly premium.

In most cases, if a person is already getting benefits from either Social Security or the Railroad Retirement Board (RRB), they are automatically enrolled in Part B. Most people pay a monthly premium—see 2017 premiums.

 

If a person is not getting benefits from Social Security and wants to either enroll in Part B or decline coverage, they can do so online or by visiting the local Social Security office.

WHAT IS MEDICARE?

Medicare is a federal health insurance program that provides hospital and medical coverage for people ages 65 and older who are citizens or permanent residents of the United States, certain younger people with disabilities, and people with end-stage renal disease (permanent kidney failure).

MYSAVOYBENEFITS IS YOUR ANSWER TO UNDERSTANDABLE BENEFITS.

 

MySavoyBenefits offers access to Medicare plan options that can help you control medical and health care costs. With a high-level of expertise and extensive product knowledge, our team can help you understand your options and find plans that meet your specific needs.

 

WE PROVIDE ADDED VALUE & CUSTOMER SERVICE

Our focus on customer service is geared toward the customer’s overall experience—reducing time wasted searching for plan options.

COMMON TERMS TO KNOW

WE'D LOVE TO HEAR FROM YOU

MEDICARE BASICS

WHEN CAN I ENROLL?

Initial Enrollment Period

You can initially sign up for Medicare beginning three months before you turn 65, but no later than three months after your 65th birthday. This seven-month window is known as your ‘Initial Enrollment Period. Other exceptions and enrollment periods may apply, which are ultimately determined by Medicare.

 

 

Call Now. 844.491.5655

Attention: This website is operated by Savoy and is not the Health Insurance Marketplace website. In offering this website, Savoy is required to comply with all applicable federal laws, including the standards established under 45 CFR § 155.220(c) and (d) and standards established under 45 CFR § 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.