Privacy Policy

Donald C. Savoy, Inc. (“Savoy”) recognizes that respecting user privacy over the Internet is of utmost importance. This privacy statement is designed to provide information about the privacy and data collection practices for the site: http://www.mysavoybenfits.com (the “Site”). The Site is operated by Savoy. If you have questions or concerns regarding this statement, you should first contact our site coordinator at info@mysavoybenefits.com or by postal mail to:

Welcome to the Site. We appreciate your interest in us. When you visit and navigate our Site and when you communicate with us via our Site, we will not collect personal information about you unless you provide us that information voluntarily. Any non-public personal information that you may provide via our Site will be used solely for the purpose stated on the page where it is collected. (In some cases, and in all cases where required by law or regulation, you will be able to update the information that you provide to us either by sending us an e-mail or, where you have established personal profiles with us, by updating your profile online. Please refer to the specific pages where data is collected for more information.) Savoy will not sell, license, transmit or disclose this information outside of Savoy and its affiliated companies unless (a) expressly authorized by you, (b) necessary to enable Savoy contractors or agents to perform certain functions for us, or (c) required or permitted by law. In all cases, we will disclose the information consistent with applicable laws and regulations and we will require the recipient to protect the information and use it only for the purpose it was provided.

“Personal information,” means data that is unique to an individual, such as a name, address, Social Security number, e-mail address, or telephone number. From time to time, we may request personal information from you at our sites in order to deliver requested materials to you, respond to your questions, or deliver a product or service.

We welcome your comments or questions about our Site. We will share your comments and questions with our customer service representatives and those employees most capable of addressing your questions and concerns.

Please note that your non-encrypted e-mail communications may be accessed and viewed by other Internet users, without your knowledge and permission, while in transit to us. For that reason, to protect your privacy, please do not use e-mail to communicate information to us that you consider confidential. If you wish, you may contact us instead via telephone or via snail mail. There are some locations on Savoy websites where we have made special provisions for a more secure environment in which we can exchange information with you. At each of these locations, we will provide you with appropriate instructions.

In general, you can visit the Site without telling us who you are or providing any information about yourself. In some areas of the Site, we ask you to provide information that will enable us to process an order, offer services that require registration, assist you with technical support issues or to follow up with you. Generally, Savoy requests identifying information when you:

• Register on our web site.
• Place an order.
• Provide feedback to an online survey or tell us about an idea or suggestion.
• Request information or files from technical support or customer service.

In these instances, Savoy will ask for your a username (which does not have to be your legal name), e-mail address, state of residency, profession, office address, home address, and other appropriate information needed to provide you with these services. In all instances, if you receive a newsletter, email or other mailing from us, you will always be able to “unsubscribe” to these mailings at any time.

If you choose to give us personal information for any of the purposes above, this information is retained by Savoy Benefits and will be used by Savoy Benefits, insurance brokers, and affiliates to support your relationship with us, including to email you regarding upcoming events, news and other pertinent information. We will not add you to a mailing list, or newsletter without your registration for this service. We will only contact you if further information is required from you to complete a service or ensure that you have adequate information regarding upcoming events and services.

Savoy does not share, rent, or sell any personally identifying information provided through our Site (such as your name or email address) to any outside organization for use in its marketing or solicitations. From time to time Savoy may use agents or contractors who will have access to your personal information to perform services for Savoy (such as database maintenance), however, they are required by us to keep the information confidential and may not use it for any purpose other than to carry out the services for Savoy. In addition, Savoy may also share aggregate information about its members and its web site visitors to advertisers, business partners, and other third parties. For example, we might share that our users are x percent PCs users and y percent Macintosh users. None of this information, however, will contain personal, identifying information about our users.

Savoy does provide links to other sites. Other Internet sites and services have separate privacy and data collection practices. Once you leave www.mysavoybenefits.com, Savoy cannot control, and has no responsibility for, the privacy policies or data collection activities at another site. This is because Savoy does not own or control those sites or its content. As such, we cannot be responsible for the privacy practices used by other website owners or the content or accuracy of those other websites. Links to various non- Savoy websites do not constitute or imply endorsement by Savoy of these websites, any products or services described on these sites, or of any other material contained in them.

At times, we will use a feature on your web browser to send your computer a “cookie”. A cookie is an element of data that a website can send to your browser when you link to that website. It cannot read data residing on your computer but it can track usage patterns. We do not use cookies to retrieve any personal information from your computer. We only use cookies to learn ways to enhance our Sites, and to give you better, more personalized service while in our web site. You can reset your browser to refuse all cookies or indicate when a cookie is sent. However, some functions of the Sites will not function if you refuse cookies. These areas of our web site will have information posted about cookies, and when a cookie will be uploaded to your computer.

You should also be aware that when you visit our websites, we collect certain information that does not identify you personally, but provides us with "usage data," such as the number of visitors we receive or what pages are visited most often. This data helps us to analyze and improve the usefulness of the information we provide at these websites.

We may also use what is known as "client-side page tagging", which uses code on each page to write certain information about the page and the visitor to a log when a page is rendered by your web browser. This technique is also commonly used on commercial websites. "Tagging" does result in a JavaScript program running on your computer, but it is limited to providing information about the page that you are requesting and the configuration of your browser. It will not read any of your data files, or execute any additional programs. It does not extract any personal information about you, such as your name or address. You can prevent tagging by disabling JavaScript in your browser, but that may prevent you from using all of our website's functions.

Savoy has adopted and adheres to stringent security standards designed to protect non-public personal information at mysavoybenefits.com against accidental or unauthorized access or disclosure. Among the safeguards that Savoy has developed for this site are administrative, physical and technical barriers that together form a protective firewall around the information stored at this site. We periodically subject our site to simulated intrusion tests and have developed comprehensive disaster recovery plans.

Savoy may from time to time revise its privacy policy. You should therefore periodically visit this page, so you are aware of any such revisions. We will not, however, use your existing information in a manner not previously disclosed. You will be advised and have the opportunity to opt out of any new use of your information. This statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.

If you have any questions about our privacy policy and/or the practices of our web site, you can write to: